Every month, you’re already making one of your largest financial commitments – your rent payment. What if we told you that these payments could be actively building your credit score and paving the way to homeownership? Through our comprehensive resident benefits package, we’re proud to offer automatic rent payment reporting to a major credit bureau – transforming your monthly rent into a powerful credit-building tool.
The Growing Trend That’s Changing Renters’ Financial Lives
More renters than ever are discovering the power of rent reporting. According to recent data from TransUnion, the share of consumers whose rent payments are reported to credit bureaus rose to 13% in 2025, up from 11% in 2024. This upward trend reflects a growing awareness of how rent reporting can dramatically improve financial opportunities.
“It’s a good thing that more people’s rent payments are getting reported to credit bureaus because it can really help people improve their credit,” explains Matt Schulz, chief credit analyst at LendingTree. “The more that you can do to improve your score, the better it is for your overall financial situation.”
How Our Rent Reporting Benefit Works
As part of our resident benefits package, we automatically track your rent payment history and report it to a major credit bureau – at no additional cost to you. This means every on-time payment you make isn’t just keeping a roof over your head; it’s actively strengthening your credit profile for future financial goals.
The Impact Is Real and Immediate
The results speak for themselves. When rent payments are included in credit reports, consumers see an average growth of 60 points to their credit score, according to TransUnion research. For residents who are “credit invisible” – those without established credit history – this benefit can be truly transformative.
Who Benefits Most from Our Rent Reporting Service?
Young Adults Starting Their Financial Journey
Younger residents particularly benefit from our rent reporting service, as they’re more likely to have shorter credit histories. The data shows that 18% of Gen Z renters report their rent payments to credit bureaus, making it the most popular among all generations for building credit through rent.
First-Time Credit Builders
If you’re just starting to build credit or have a thin credit file, our rent reporting service can have a significant impact on your financial profile. Even a small amount of positive rent payment history can substantially improve your credit standing.
Future Homebuyers
Perhaps most importantly, building your credit through consistent rent payments positions you perfectly for one of life’s biggest financial milestones: buying your first home. A strong credit score can mean:
Why We Consider This an Exceptional Benefit
Unlike many rent reporting services that charge monthly fees ranging from $6.95 to $9.95, plus setup fees up to $95, our rent reporting comes included in your resident benefits package at no additional cost. We believe that building credit shouldn’t come with extra fees – it should be a natural benefit of being a responsible renter.
What Makes Our Service Stand Out
Automatic Reporting: No need to sign up separately or remember to enroll. We handle everything automatically as part of your residency.
Professional Credit Bureau Reporting: We report to a major credit bureau, ensuring your positive payment history is recognized by lenders when you need it most.
Focus on Your Success: Our goal is to help you build the strongest possible financial foundation for your future, whether that’s qualifying for better credit cards, auto loans, or eventually, a mortgage for your dream home.
Maximizing Your Credit Building Opportunity
To get the most out of this exceptional benefit:
Pay On Time, Every Time: Consistent, on-time payments are what build strong credit. Set up automatic payments or calendar reminders to never miss a due date.
Monitor Your Credit: Keep track of how your credit score improves over time. Many free services allow you to check your score regularly.
Plan for Your Future: As your credit improves, start exploring your options for future financial goals, especially homeownership.
Your Path from Renter to Homeowner
Building credit through rent payments isn’t just about improving a number – it’s about creating opportunities. Strong credit opens doors to:
Ready to Get Your Rental on the MoveZen System?
Our ultimate goal is to maximize your bottom line income while minimizing headaches. This starts with our new owner onboard process
Thinking of Switching Property Management Companies?
Don’t let the unpleasant task of working with your current manager to close out your account hold you back, we’ll do it all. Just notify them once in writing, and we’ll do the rest
The Bottom Line: Your Rent Is Already Building Your Future
Every month, you’re making a substantial financial commitment through your rent payment. Through our resident benefits package, that commitment is working double-duty – providing you with quality housing today while building the credit foundation you need for tomorrow’s dreams.
This isn’t just a nice-to-have amenity; it’s an exceptional benefit that actively contributes to your financial success. While other renters pay extra for credit-building services or miss out on this opportunity entirely, you’re automatically building credit with every on-time rent payment.
Ready to see how your credit can benefit from our rent reporting service? Contact our leasing team to learn more about this and other exceptional benefits included in our resident benefits package. Your future self – and your mortgage lender – will thank you.
For more information, visit More consumers are using rent payments to boost their credit score.
